Why not let Mercer research the market, work with you in selecting the right plan designs, and assist you in managing your employee benefits including group health insurance?
We have experience working with hundreds of physician offices just like yours. Right now, we cannot offer “special” association benefits, but we can make sure that your benefit plan is cost effective and provides the benefits that you need to run your practice! There are hundreds of different plan designs, utilizing different provider networks from the major health insurers. And we offer one stop shopping. If you are currently offering a group health insurance plan, we can become your broker by way of a broker of record letter and you can begin to utilize our services with or without changing your current plans.
Due to the new Executive Order regarding health care, legislation may change to allow true Association Health Plans (AHPs) to reemerge in the market. As they become available, we will make these benefits accessible to members of the California Medical Association and the County Medical Associations and Societies.
Regardless of the legislative environment, we can find the right plan at the right price for your practice. Reach out today for more information. We look forward to working with you!
As you may know, an Executive Order regarding health insurance was recently issued by the President. The order directed the Department of Labor to liberalize federal health insurance rules that could allow the formation of Association Health Plans (AHPs) across state lines. These plans would not have to offer all of the Essential Benefits mandated by the ACA, and potentially enable Association Health Plans to be treated as large employer plans not having to comply with each specific state requirement with respect to individual and small employer offerings.
Rules for AHPs were proposed in December 2017 and February 2018. Following their release, there has been a comment period. Currently, no changes have been determined for this year’s open enrollment period for individual and family plans.
We will carefully follow the rulemaking process. There are obviously many questions and open issues to be resolved, but we will use our extensive experience in developing and managing successful and compliant Association Health Plans, as well as Mercer’s overall industry leading health plan expertise, to explore every opportunity to create health insurance solutions that provide value for our clients.