Workers' Compensation

Workers' Compensation  

OVERVIEW

Members qualify for an additional 5% discount* on their Workers’ Compensation Rates!

 

The California Medical Association, County Medical Associations & Societies and Mercer are pleased to partner with Preferred Employers Insurance Company as the sponsored insurance carrier for the associations’ Workers’ Compensation program!

Workers’ Compensation insurance is required by law. It covers your employees in the event of a job-related injury or illness and helps employees get back to work as quickly as possible. Coverage is standardized by state law and includes hospital and medical expenses, work-related disability income and a death benefit.

The CMA/County-sponsored program, helps members purchase workers’ compensation insurance for their employees. CMA works with Mercer and Preferred Employers Insurance Company to implement best practices in risk management and help to meet your coverage needs.

 

*Most practices will qualify for group pricing and receive the 5% discount; however some practices will need to be underwritten separately when they do not qualify for the special program terms and conditions. A minimum premium of $750 applies to program participants.

To request a free, customized quote for your firm, download and complete the PDF application and return it to us either via email, fax or mail.

Tell Me More

CMA’s exclusive best-in-class Workers’ Compensation program can help you and your practice save money! The program features:

Safety

In addition to mandatory CalOSHA information and videos on workplace safety, Preferred’s team of Risk Advisors are available for consultations when you need them. They also have a strong fraud prevention policy and as a California-based carrier, they know exactly what it takes to do business successfully in this State. All things that help keep your employees and your business safe.

Stability
Preferred prides itself on its stability, which includes maintaining some of the best and most consistent pricing available for CMA members. And because of its Medical Provider Network of credentialed medical professionals, claim costs can be closely monitored and managed while providing quality care to injured employees. Preferred’s unique approach helps keep your costs of doing business predictable and stable.

Service
Mercer’s team of insurance advisors is knowledgeable about the needs of physicians and is available to walk you through the application process, either by phone, or in person. Preferred’s claims examiners are friendly, accessible and are experts in helping members with an employee injury or illness claim. Plus Preferred’s payroll management and flexible payment plans help you manage your premiums in the way that works best for you and your practice’s cash-flow needs.

Savings
Physicians save with Preferred. CMA members* qualify for an additional 5% discount on top of Preferred’s already competitive rates. Preferred’s rates are set for long term consistency and competitiveness, and are managed by focusing on safety and injury prevention, fraud prevention and the control of medical costs for your practice by getting employees back to work as soon as practical. All physician practices should request a premium indication from Preferred to see what they could be saving.

 

*Most practices will qualify for group pricing and receive the 5% discount; however some practices will need to be underwritten separately when they do not qualify for the special program terms and conditions. A minimum premium of $750 applies to program participants.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

 

 Address
Mercer Health & Benefits
Insurance Services LLC
633 West 5th Street, Suite 1200
Los Angeles, CA 90071
 Phone
1-800-842-3761
 Hours
 M-F 8a-5p PST
 Fax
213-346-5946
 Email
cmacounty.insurance.service@mercer.com

FAQs

You may have questions about coverage, benefits, and how to choose the best policy for your office. To help clarify many of the issues, we’ve provided answers to some of the most commonly asked questions about Workers’ Compensation insurance.
Forms

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Mercer's Role And Compensation

Details of Mercer disclosure of the compensation.